Welcome to
TMS Legal
The UK's leading solicitors specialising in reclaiming unaffordable loans and finance.
With over seven years of dedicated service, we've carved a niche for ourselves as one of the UK's leading solicitors in this domain. Our mission is simple: to make sure you are treated fairly and help you obtain redress where you have been mis-sold credit.
Why Choose TMS Legal?
Expertise:
Our seasoned team specialises in a range of claims, including car finance, loans, and other forms of irresponsible lending. We understand the intricacies of the UK's lending regulations and are committed to ensuring that you're treated fairly by creditors.
Client-Centric Approach:
Our online onboarding process provides an initial assessment of your situation to ensure your case has merit and provide tailored advice. We understand that each case is unique, and we're here to support you every step of the way.
Proven Track Record:
With over seven years in the field, we've successfully reclaimed millions for our clients.
Do I Qualify for a Refund?
Understanding Irresponsible Lending
Irresponsible lending often occurs when creditors lend money without conducting proper affordability checks, leaving borrowers with loans they can't afford to repay. If you've been a victim of such practices, you have the right to make a complaint against the creditor. At TMS Legal, we're experts in identifying and challenging irresponsible lending practices.
The Importance of Affordability Checks
Before lending money, responsible creditors must conduct affordability checks to ensure you can repay the loan without causing financial hardship. These checks involve assessing your income, expenses, and existing financial commitments. It's crucial to provide accurate information during these checks to avoid future complications.
Take Control of Your Financial Future
Don't let unaffordable lending dictate your life. Contact us today for a free, no-obligation consultation. Take the first step towards reclaiming redress where you feel the lender acted irresponsibly in providing the funds.